Photoshop Elements :: No Fill Layers

I use Adobe Photoshop Elements 11.  Until recently, I've had no problem with fill layers.  I'd make a selection from the photo, then I'd make a layer of the selection, then I'd go to edit, fill layer, fill with background/foreground color.  Then the selection only would be filled.  Now, all of a sudden, I make the selection, make a layer of the selection, go to edit/fill layer/fill with background/foreground color, and the whole photo becomes filled with the fill color, and not just the selection.  I'm always on the selection layer, not the background or any other layer.  I've reset all the tool defaults, and I've even deleted the defaults file, but to no avail.