3ds Max :: Apply Circle-shaped Sticker Onto Floor By Using TI

I've used an A&D mat to create a polished plastic floor.Now I would like to apply a circle-shaped sticker onto the floor by using a tif, tga or png, but the only result I get is either the sticker (alpha masked -> cirlce shaped) and a totally black A&D mat (premultiplied alpha off) OR the sticker (not alpha masked -> circle shaped sticker and the rest of the white bckgr bmp) and a black A&D mat (premultiplied alpha on).

As shown this procedure works with the standard material but won't with an A&D mat.Or maybe provide an alternative method to apply alpha masked bmp onto A&D Materials?