Photoshop :: Monitor Woes

I have a 146 gig hard drive with 3 gigs of ram. Im currently using PS10 as part of CS3 to finish a job and will then be loading CS4 with the new Photoshop, which I have. I tried Vista Ultimate and after nearly cracking up, went back to XP Pro SP3. I had a Nec Multisynch CRT and decided to go for a new LCD monitora Lacie 320, which Im most unhappy with.

The problem is screen resolution. According to the Lacie specs, monitors should be set at 1600 x 1200. At that resolution, Photoshop as well as the rest of the CS, and the visuals that I create in PS, are all minuscule, and my three websites look stupid. I called Lacie tech support, and they said that I could go down to 1400 x 1050 but no further without distortion.

There are three problems: 1) Even with adjustments in XP, I still have to keep my nose to the screen at 1400 x 1050 to see PS menus, read PS help etc., and would like the resolution to be at 1024 x 768; 2) indeed, 48+ % of computer users have monitors set at 1024 x 768 or lower and will have the pleasure of seeing what I cannot see and would like to see; 3) 38 % of computer users have monitors set at 1920 x 1200 and will see my work as postage stamps,