Photoshop :: During Startup Both Bridge / CS6 Try To Make Temp Files On Root Folder Of OS Drive

There is a serious root problem with Adobe's implemented permissionless-temp-file creation methods (pun intended.) The problem is that during startup, both Bridge and Photoshop CS6 try to make temp files on the root folder of the OS drive. Its affecting many peoples' installations by crashing them on application launch if not run by the super-administrator account on the computer. Adobe says to just run as admin to fix it, which does fix the start up crash. However, for me, it creates a gigantic problem: it breaks OS-to-PS and OS-to-Bridge drag and drop functionality completely!!! I literally was slowed to a crawl in my workflow having to import photos 1 at a time through the file-> open menu because I couldn't drag and drop various files from various locations on my computer. Not everything is clumped in 1 area neatly for Bridge to open everything, and I never realized just how much I used this function until this run as admin band-aid broke it. Eventually I fixed the CS temp location after 10-12 hours of hair pulling research and trial and error, and I finally have Photoshop CS6 working without admin permissions and everything is dandy with drag and drop, but only in PS. Bridge still cannot be run without administrator privileges and cannot have files dropped in or out of it to or from Explorer, and I am getting really frustrated here.
 
So does anyone else find their drag and drop ability gone once running Bridge/PS CS6 in admin mode? Is there a way to move the default temp creation location of Bridge as well? I'm frustrated and I think Adobe seems to be taking this permissions issue way too lightly!